Revised Norms for Collateral-Free Skill Loans The Ministry of Skill Development has revised norms for skill loans, allowing students to access collateral-free loans ranging from ₹5,000 to ₹7.5 lakh under the Credit Guarantee Fund Scheme. This initiative aims to support individuals seeking vocational training in various fields without financial barriers. The scheme is designed for courses aligned with the National Skill Qualification Framework and includes participation from public and private banks as well as non-banking financial companies.
Understanding Portfolio Management Services Portfolio Management Services (PMS) cater specifically to high net worth individuals who wish to manage their investments across diverse assets like stocks, real estate, and commodities through professional management firms. Unlike mutual funds that pool money from retail investors at lower thresholds, PMS requires a minimum investment of ₹50 lakh per client but offers tailored strategies aimed at maximizing returns while managing risks effectively.
Introduction of New Investment Asset Class A new asset class proposed by SEBI targets middle-income investors looking for diversified investment options between mutual funds and portfolio management services with a minimum entry point set at ₹10 lakh. This innovative approach seeks to fill existing gaps in market offerings by providing features similar both flexible contributions found in mutual funds alongside personalized service akin to PMS—balancing risk exposure appropriately.
'Margin Trading' Explained Amidst Regulatory Changes. 'Margin trading' allows investors limited capital access larger stock purchases using borrowed money against their current holdings or cash reserves; however recent restrictions have been placed on certain volatile stocks due primarily due concerns over investor losses associated with these trades within India's markets where many traders face significant challenges achieving profitability amidst fluctuating prices
Consumer Price Index: Measuring Inflation's Impact. The Consumer Price Index (CPI) tracks price changes affecting industrial workers’ purchasing power based on essential goods consumed daily across major cities throughout India since 2016 serves an important role measuring inflationary trends impacting wages versus actual living costs faced regularly . Understanding CPI helps gauge economic health overall especially when negotiating salary increases relative inflation rates which can erode nominal gains if not accounted properly during discussions about pay raises
'Derivatives', including futures & options contracts derive value directly linked underlying assets such as equities or commodities enabling speculative trading opportunities among participants aiming profit potential despite inherent risks involved depending upon accurate predictions regarding future performance levels leading regulatory bodies implement measures mitigate excessive loss occurrences seen historically prevalent amongst individual traders engaging this segment recently highlighted statistics reveal alarming rate failure success resulting substantial average monetary deficits incurred annually